Its great to see First-time buyers with just a 5% deposit will receive a boost from tomorrow (Wednesday 17 March) as Accord Mortgages becomes the first lender to return to the 95% loan-to-value (LTV) mortgage market The intermediary arm of Yorkshire Building Society will launch the loans to give first-time borrowers with smaller deposits another …
Question: Can you still get a mortgage, or Remortgaging for a better mortgage deal to reduce your monthly mortgage costs, if you have been temporarily furloughed by your employer and are now receiving 80% of your income via the Government Coronavirus Job Retention Scheme? A question on a lot of people’s minds in regards to mortgages …
The base rate is the Bank of England’s official borrowing rate – i.e., what it charges other banks and lenders when they borrow money – and it influences what borrowers pay and savers earn. The last time the base rate was cut was back in 2016, when it fell from 0.5% to 0.25%. Since then …
Time Is Short – Lock-In Your ISA & Pension Tax Breaks Before 6th April 2020 – Independent Financial Advice for Pensions and ISAs The end of the tax year is fast approaching. Now is an opportune window to ensure that you are making the most of investing in ISA and Pension plans to lock in …
A lender has launched 2019’s cheapest mortgage so far at 0.98%, but is it worth the risk? New two-year tracker deal offers an initial rate of 0.98% for home movers Halifax has fired the first shot in a winter mortgage rate war by offering a new deal with an initial rate of just 0.98%. It’s …
