Commercial & Development Mortgage Advice


Providing your business with a solid funding foundation

Unbiased and Unrestricted Whole of Market Commercial Mortgage & Development Finance Advice


With access to the whole of the market’s commercial mortgage and development finance products our experts are here to help you successfully fund your property projects.

Broadland Consultants Commercial Mortgage & Property Development Finance Services

Commercial Mortgage & Property Development Finance

Commercial Mortgage and Property Development lenders tend to take an individual view to assessing applications, meaning criteria is often more flexible. This allows lenders to consider a wide variety of different scenarios.

The Broadland Consultants team have excellent relationships with lenders across the whole of the market from high street brands to specialist lenders to secure you the best deal.

By using our services and not restricting yourself to a single lender, it allows us to be as flexible as possible on the criteria used to assess your application, giving you the best chance of the finance being approved for the best possible deal for your circumstances.

Lenders will assess applications on an individual case by case basis and on the merits of the proposal. Lenders can also factor in your experience, credit history, income and the funds you have available.

We’re here to shape and present your plans to the lender, making sure they’re right the first time.

If you’re based in Norwich or Norfolk our Commercial mortgage advisers can come and meet you face to face too.

Commercial Mortgage Advice

A Commercial Mortgage can be used to fund the acquisition or refinance of commercial property.

They can be used to fund a wide variety of property types including full commercial or mixed-use properties and even land.

Property Development Finance

Property development finance is a type of funding used to finance the construction, conversion or heavy refurbishment of buildings. The loan is usually set up as a short-term loan to fund the project only during the build. Once the project has been built out, the loan is usually repaid through the sale of the property, or refinance.

A commercial investment mortgage is a type of loan used to purchase or refinance (for a better deal or to raise funds) a commercial or semi commercial property which is let to tenants that is not your business.

The rates and fees charged are generally slightly higher than those charged where the property is owner-occupied.

A commercial property investment provides you with the opportunity to invest directly in the commercial property sector.

Applications are usually underwritten manually, rather than by computer as with residential mortgages. This means that it’s very important that your application is well presented if you want the best possible chance of success.

Trading business finance allows you to use a commercial mortgage to buy or re-mortgage to a better deal for just about any type of non-residential property for business use, or for use by your own business.

They are a form of commercial mortgage and are also known as owner-occupied commercial mortgages.

Applications are usually underwritten manually, rather than by computer as with residential mortgages. This means that it’s very important that your application is well presented if you want the best possible chance of success.

So if you’re looking to purchase your own premises or expand your current operational space we’re here to help you get the funding you need.

Semi-commercial mortgages are a property backed loan designed for property which is comprised of both residential and commercial elements.

They are available for a diverse array of properties and can be used to purchase or re-mortgage a property.

If you’re looking to arrange a commercial mortgage in excess of £1,000,000 – it’s important you use an experienced broker such as Broadland Consultants. Without the necessary experience and contacts, the chances of your application being successful may be slim.

Our expert team are highly experienced in dealing with large and complex commercial mortgage applications. We’ve worked with clients across all sectors to arrange market leading commercial mortgage rates.

As the size of the loan increases, lenders will be more thorough in the checking of the application. Unless carefully managed, the application can take a very long time. In addition to this, the negotiations around interest rates will often be more difficult to manage.

Agricultural mortgages are a type of commercial mortgage that is specifically designed for agricultural, rural or equestrian properties.

They are most commonly used for the purchase or refinance of farms, farmland and the associated buildings.

Commercial bridging loans are short-term loan facilities that are secured on commercial property, development land or farmland. They are used by businesses or individuals who require a fast or short-term loan.

Property development finance is a type of funding used to finance the construction, conversion or heavy refurbishment of buildings. The loan is usually set up as a short-term loan to fund the project only during the build. Once the project has been built out, the loan is usually repaid through the sale of the property, or refinance.

We’re proud to say that we have a fantastic reputation in Norwich and Norfolk for helping people successfully finance their property projects. We have a wealth of in-house experience, work closely with high street and specialist lenders, and we really understand the industry and the needs of developers, especially in the current ever-changing marketplace.

Whatever kind of development you’re planning, whether residential or commercial, part-built, renovation, conversion or new build, it pays to speak to our experts.

We’re here to shape and present your plans to the lender, making sure they’re right first time. We can assist with funding for:

  • First-time property development
  • Experienced property development
  • Help between the sale of one property and the purchase of another
  • Developing commercial land and buildings
  • Converting residential property into student accommodation
  • Expanding commercial property
  • Refurbishing a property to flip
  • Extra funds to complete a development project

Whatever experience you have in property development, we’re here to help. If there’s a property or piece of land that you’d like to invest in, we can help arrange and secure the finance you need to obtain and develop it, and see the project through to completion. Whatever your experience level, we can arrange funding to best fit for your project.


Should you decide to proceed with a formal mortgage or finance application, we charge fees for our advice as per our Client Agreement document, which will be supplied to you prior to an application.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Commercial and Buy to Let Mortgages are not regulated by the Financial Conduct Authority.


Why choose Broadland Consultants?

  • Unbiased And Unrestricted Whole Of Market Mortgage Advice. This includes your existing bank and exclusive mortgage deals available only to mortgage brokers.
  • One Easy Meeting Saving You Time. Our mortgage advisors complete the mortgage paperwork for you, and manage the application(s) all the way through to a successful completion. We can also help with arranging solicitors and a property surveys if required.
  • A Meeting At A Time And Location Convenient For You. Meet at Broadland Consultant’s head office with free, easy parking or home/workplace meetings also available. We also offer evening appointments on request.
  • An Opportunity To Save You Money. Why just speak to your own bank which only has their in-house mortgage products? Our independent mortgage advisers review the whole of the market for the best mortgage deal for your circumstances.


We Are Here To Help You

Meet The Commercial Mortgage Team

David Weeds

(Cert PFS )

Associate Consultant

Karl Arnold

(CeMap )

Associate Consultant

Connor Simpson

(CeMap )

Associate Consultant


What People Say About Us

Client Testimonials

  • Dear Karl, thank you for everything you've done for us! You have been just brilliant, and we would be happy to recommend you.
    Independent Mortgage Advice, Buy to Let Mortgage Advice, Mortgage Broker — Norwich, Norfolk
  • It was good to meet you as well.  Thank you for giving us time.  We have thought about who to instruct to assist us, and have decided that we won't ask the other adviser for a meeting after all, on the basis that we would rather have the broader team at Broadland and the continuity that would come guaranteed with that over the course of the next few years - along with the fact that you are local and we were impressed with the meeting.
    Equity Release, Buy to Let Mortgage Advice, Mortgage Broker, Mortgage Adviser, Mortgage Advisor — Norwich, Norfolk
  • Hi Howard, I hope you have had a good Christmas and family is well would like to thank you for all your help and support with my house completion. You have helped a lot and have been really patient with me, as it’s my first time purchase I was unsure about a lot of process and I have been coming to you to understand and you have been extremely helpful and I feel without your help it would have not been possibly to complete The level of service I have received during this completion has been extremely satisfying. I wish you all the best for the New Year
    Independent Mortgage Advice, Equity Release, Life Time Mortgage Advice, Buy to Let Mortgage Advice, Mortgage Broker, Mortgage Adviser, Mortgage Advisor — Norwich, Norfolk
  • Dear Jill, I have never met you but you have been so very good and helpful for me so I thank you from the bottom of my heart!
    Independent Financial Advice, Investment Advice — Norwich, Norfolk
  • Just thought I better give you an update.  Been dealing with Howard in Broadland Consultants, he's been brilliant, found me a new mortgage deal and it's passed credit score & application checks. Just waiting on underwriting assessment. I'll let you know when I hear. 
    Independent Mortgage Advice, Equity Release, Life Time Mortgage Advice, Buy to Let Mortgage Advice, Mortgage Broker, Mortgage Adviser, Mortgage Advisor — Norwich, Norfolk
  • Could you also pass my thanks on to Howard? He has been excellent; calm, always responding quickly to queries and he has an incredible ability to do complex calculations in his head!
    Independent Mortgage Advice, Buy to Let Mortgage Advice, Mortgage Broker — Norwich, Norfolk
  • It’s been a pleasure doing business with you, you’re quick, responsive and get things done when you say! Excellent service! I’ll certainly recommend Broadland and yourself to fellow investors. Take care and I hope to catch up again with the next purchase.
    Independent Mortgage Advice, Buy to Let Mortgage Advice — Norwich, Norfolk

Three Steps To Success

We will help you every step of the way

Our expert mortgage and financial advisers are here to help you through the whole process of researching and arranging the very best financial solution for your specific circumstances.

01

Free No Obligation Initial Consultation

Contact Us to arrange a free, no obligation initial consultation.

02

Meet With Our Advisor

We can meet you at your home or office or at one of our office locations. Alternatively via video conference or telephone.

03

Let Us Handle The Paperwork

Once we find the right deal we will collect all the relevant paperwork and process all the required admin on your behalf.

Contact Us For A Free No Obligation Initial Consultation

Online Chat

Chat to one of our specialist advisors online using our Live Text Chat service during working hours

Chat to an Adviser

Call Us

Our team of advisers are available on the phone to discuss your needs and arrange a consultation

Call 01603 343007

Send A Message

You can complete our simple online form to arrange a consultation at your convenience

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